Edited by Subhasis Bera, Yixin Yao, Amitendu Palit, and Dil B. RahutASIAN DEVELOPMENT BANK INSTITUTEDIGITAL TRANSFORMATION FOR INCLUSIVE AND SUSTAINABLE DEVELOPMENT IN ASIAASIAN DEVELOPMENT BANK INSTITUTEDigital Transformation for Inclusive and Sustainable Development in AsiaEdited by Subhasis Bera, Yixin Yao, Amitendu Palit, and Dil B. RahutInstitute of South Asian Studies© 2023 Asian Development Bank Institute All rights reserved.ISBN 978-4-89974-299-9 (Print) ISBN 978-4-89974-300-2 (PDF)DOI: https://doi.org/10.56506/HSDC4319The views in this publication do not necessarily reflect the views and policies of the Asian Development Bank Institute (ADBI), its Advisory Council, ADB’s Board or Governors, or the governments of ADB members. ADBI does not guarantee the accuracy of the data included in this publication and accepts no responsibility for any consequence of their use. ADBI uses proper ADB member names and abbreviations throughout and any variation or inaccuracy, including in citations and references, should be read as referring to the correct name. By making any designation of or reference to a particular territory or geographic area, or by using the term “recognize,” “country,” or other geographical names in this publication, ADBI does not intend to make any judgments as to the legal or other status of any territory or area. Users are restricted from reselling, redistributing, or creating derivative works without the express, written consent of ADBI. ADB recognizes “China” as the People’s Republic of China; and “Korea” as the Republic of Korea.Note: In this publication, “$” refers to United States dollars. Asian Development Bank Institute Kasumigaseki Building 8F 3-2-5, Kasumigaseki, Chiyoda-ku Tokyo 1...